You expressly understand and agree that:

Your use of the Banyan website is at your sole risk. The Banyan website is provided on an "as is" and "as available" basis. Banyan and its subsidiaries, affiliates, officers, employees, agents, partners and licensors expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of title, merchantability, fitness for a particular purpose and non-infringement.

Banyan and its subsidiaries, affiliates, officers, employees, agents, partners and licensors make no warranty that (i) the Banyan website will meet your requirements; (ii) the Banyan website will be uninterrupted, timely, secure or error-free; (iii) the results that may be obtained from the use of the Banyan website will be accurate or reliable; (iv) the quality of any products, services, information or other material purchased or obtained by you through the Banyan website will meet your expectations; and (v) any errors in the website will be corrected.

Any material downloaded or otherwise obtained through the use of the Banyan website is accessed at your own discretion and risk, and you will be solely responsible for and hereby waive any and all claims and causes of action with respect to any damage to your computer system, internet access, download or display device, or loss of data that results from the download of any such material.

No advice or information, whether oral or written, obtained by you from Banyan or through or from the Banyan website shall create any warranty.

A small percentage of users may experience epileptic seizures when exposed to certain light patterns or backgrounds on a computer screen or while using the Banyan service. Certain conditions may induce previously undetected epileptic symptoms even in users who have no history of prior seizures or epilepsy. If you, or anyone in your family, have an epileptic condition, consult your physician prior to using the Banyan service. Immediately discontinue use of the Banyan services and consult your physician if you experience any of the following symptoms while using the Banyan service: dizziness, altered vision, eye or muscle twitches, loss of awareness, disorientation, any involuntary movement, or convulsions.

Limitation of liability

You expressly understand and agree that Banyan and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any damages, including punitive, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Banyan has been advised of the possibility of such damages), resulting from: (a) the use or the inability to use the Banyan website; (b) the cost of procurement of substitute goods and services; (c) unauthorized access to or alteration of your transmissions or data; (d) statements or conduct of any third party on the Banyan service; or (e) any other matter relating to the Banyan website.

Artists' renderings and illustrations

All artists' renderings or other illustrations on this website should be considered to be of a general conceptual nature only and not relied upon for fact or detail.